Tapaya raises €1M pre-seed to power payments on any device

2026-04-28 · Source: Tech.eu - Tech.eu · Field: Technology & Digital — FinTech & Digital Financial Services, Software Development & Engineering, Emerging Technologies & Innovation · Depth: Fundamental Awareness, quick

Summary

Prague-based payments infrastructure startup Tapaya secured €1 million in pre-seed funding, led by Passion Capital with co-lead Depo Ventures and follow-on from BADideas.fund. Founded in 2025 by Laura Ďorďová, Roman Kuchařík, and Petr Zahradník, Tapaya aims to simplify in-person payment acceptance by enabling banks, fintechs, and software platforms to integrate payment functionality directly into their applications. The company's platform consolidates compliance, certification, and processor integrations, allowing Android, iOS, and other commercial devices to function as payment terminals, thereby eliminating the need for dedicated hardware. This approach is designed to shorten implementation timelines from months to days and will support Tapaya's PCI MPoC certification and European expansion.

Key takeaway

For Product Managers developing payment solutions, Tapaya's approach suggests a shift from dedicated hardware to software-defined payment acceptance. You should evaluate how abstracting PCI MPoC certification and processor integrations could accelerate your product's time-to-market and reduce operational complexity, potentially enabling new in-person payment features on existing commercial devices.

Key insights

Tapaya simplifies in-person payments by turning commercial devices into terminals, abstracting complex certifications and integrations.

Principles

• Consolidate compliance and integration.
• Abstract hardware reliance for payments.

Method

Tapaya's platform integrates compliance, certification, and processor connections into a single software layer, enabling payment acceptance on standard commercial devices like Android and iOS.

In practice

• Integrate payments into existing POS/ERP.
• Utilize commercial devices as terminals.

Topics

• Payments Infrastructure
• Pre-seed Funding
• In-person Payments
• PCI MPoC Certification
• Fintech Integration

Best for: Investor, Entrepreneur, Product Manager

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Editorial summary, takeaway, and curation by AIssential. Original article published by Tech.eu - Tech.eu.